On April 30, 2026, the Department of Education released the “Reimagining and Improving Student Education: Federal Student Loan Program” final rule. The final rule limits how much a graduate and professional student may borrow annually and in aggregate. The limits are as follows for a graduate student: The limits are as follows for a professional student: Unfortunately, physical therapy, occupational therapy, and speech therapy programs are considered graduate degree programs. This means students enrolled in one of these programs are limited to borrowing $100,000 in aggregate for their entire college career. To read the final rule, click HERE. Stay tuned