Aetna Frequently Asked Questions and Answers

April 13, 2026
 / 
Rick Gawenda
 / 

If you have read one commercial insurer’s therapy policies, you have read one commercial insurer’s therapy policies. That is why I have created an extensive frequently asked questions (FAQs) page dedicated to Aetna and outpatient therapy.

This Aetna FAQ page will provide you answers to some of the most common questions I receive regarding Aetna and outpatient therapy services. Questions answered include, but are not limited to:

  • Does Aetna require a physician order to begin outpatient physical therapy?
  • What items does Aetna require for a physical therapy plan of care?
  • Does Aetna require a physician sign and date an outpatient physical therapy plan of care?
  • Does Aetna require a physician order to begin outpatient occupational therapy?
  • What items does Aetna require for a occupational therapy plan of care?
  • Does Aetna require a physician sign and date an outpatient occupational therapy plan of care?
  • Does Aetna require a physician order to begin outpatient speech therapy?
  • What items does Aetna require for a speech therapy plan of care?
  • Does Aetna require a physician sign and date an outpatient speech therapy plan of care?
  • Does Aetna follow Medicare’s 8-minute rule?
  • Does Aetna cover outpatient physical and occupational therapy to return a member to sport activities?
  • Does Aetna cover blood flow restriction therapy?
  • Does Aetna cover virtual reality facilitated gait training?
  • Does Aetna cover driver training?
  • Does Aetna reimburse for aquatic therapy?
  • Does Aetna reimburse for behavioral vision therapy and vision restoration therapy?
  • What are some speech therapy services Aetna deems experimental, investigational, or unproven?
  • Where can I access Aetna policies that are pertinent to outpatient therapy services?

To read the answers to the above questions, click HERE.


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This article is not intended to and does not serve as legal advice or as consultative services, but is for general information purposes only.

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